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Buy Now, Pay Over Time!

No Interest if Paid in Full Within 12 Months*

On purchases of $1,000 or more at made with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required.

accepts all Synchrony HOME™ Credit Cards.

Enjoy everyday benefits, everywhere the card is accepted.


Cash back

on purchases under $299 paid as a statement credit.1



promotional financing on purchases of $299 or more.2


$0 Fraud Liability

No annual fee3

Check your balance and pay your bill with the Synchrony Home mobile app4

SatisFi Offers a way to apply for instant, personalized financing at checkout!

With SatisFi, you are applying for the Synchrony HOME™ Credit Card. If you are not approved, will work with multiple lenders to provide financing options for you.

Application Made Easy!

Step #1 Add to Cart

Browse products and add to your cart

Step #2 Checkout

Select SatisFi at Checkout

Step #3 Apply for Financing

It's fast, simple, safe, and secure

Step #4 Order Complete

If approved, you'll be presented with a credit offer from one of 's financing partners

Frequently Asked Questions

What happens if I don’t qualify for the first financing offer?

If you do not qualify for the first financing offer, you may be presented with a subsequent offer that, if approved, may be used to pay for your purchase. Kensington Furniture works with multiple financing providers to present you with financing solutions that best fits your needs. Once you agree to the terms and accept the offer, you can use the financing solution that you choose to complete your purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Which providers may present a financing offer when I apply?

Kensington Furniture works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this financing offer, you may be presented additional offers from the other providers.

How do I pay my bill?

Each financing offer provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the financing offer you select.

Synchrony Bank

Pay Online: Register your account at and log in to easily manage and pay your bill.

Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909. Monday - Friday 7:30 AM - 12:00AM ET, Saturday 10:00 AM - 7:00PM ET, Sunday - Closed.

Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to: Synchrony Bank P.O. Box 960061 Orlando, FL 32896-0061

Genesis Credit Accounts

To manage your Genesis Credit Account or for more information, please click here

If I am approved, what happens next?

You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Financing Details

Synchrony Bank:

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.

*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%/Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

1Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1 –2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

2Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

3For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.

4Data fees may apply.